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Why is Health Insurance in Dubai so engrossing?
Did you know that UAE has probably the best healthcare insurance foundation in the world? Well, yes, it does. It is also a fact that lures the emigrants taking a fancy to move there. Medical coverage plays a major role inclined level of health insurance in Dubai and is important for immigrants living in Dubai as well as Abu Dhabi
The UAE Healthcare Facts You should know!
The United Arab Emirates is known for soaring standards in the medicinal services. It is totally free for the residents of the Emirates! There are at least 3 physicians per 1000 people in Dubai. The average life expectancy rate in Dubai is 79.9. Above all, 98% of the population have a medical cover. Around 12 million individuals visit Dubai with the end goal of medical tourism and hospitals in the United Arab Emirates are equipped with advanced technology with profoundly qualified experts.
What public healthcare covers in the UAE?
Public medical offices in the UAE are well organised, systematic and efficient offering a high standard of care. Public services include diagnostic tests, emergency care, physiotherapy, maternity care and prescription medicine. But it mostly excludes dental care, ear care and eye care. Expats can avail the public services after acquiring a health card from the Ministry of Health which can be applied online.
What is the basic plan?
Surprisingly, even the most basic plan in the Emirates guarantees satisfactory medical coverage. The most fundamental medical coverage scheme that the Dubai Health Authority (DHA) has made required is the Essential Benefit Package (EBP), and the yearly cost falls between AED 565 to AED 650. The policy offers the greatest yearly inclusion of AED 150,000 in Dubai as well as in a large portion of the Emirates in the UAE. Every basic plan will have an annual limit of minimum 1,50,000 AED, minimum 7,000 AED maternity cover, essential vaccinations, semi- private hospital accommodation, emergency cover for all emirates, Inpatient and outpatient treatment with a maximum of 20% excess and many more.
Essential Benefit Package
The Essential Benefit Package is a blessing for the low income groups especially. This plan is a result of collaboration between the Dubai Government and a handful of small medical insurance companies. This makes it affordable for even the low income Dubai residents. The premium plan starts from 650 AED. Maternity cover is one of the best advantages of medical insurance in Dubai. With slight contrasts in the details in the plans, even the most basic plan can make a mother at peace and at ease. A few plans offer for new mothers and after-birth care too, for example, eight visits to a primary healthcare physician during the pregnancy period, 3 free ultrasounds, up to AED 7,000 cover for normal delivery, and AED 10,000 cover for a medically required C-Section.
How will I find a Healthcare Insurance provider at Dubai?
You don't have to brood about the healthcare in Dubai as there are plenty of hospitals and top health insurance companies in the UAE to give you insurance benefits! Numerous private and open clinics in Dubai work 24 hours every day, making it simple for the patients to get to clinical requirements. For this all you have to do is to go online! You can approach any of the many insurance companies or insurance brokers through their websites. A broker can provide with various option from which you could choose one. For a basic policy, the turnaround time would be one working day after submitting your documents.
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