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With a modern, customer-centric approach to healthcare, the UAE strives to make healthcare accessible to all. The majority of citizens have access to healthcare through the nationwide network of healthcare facilities connected to medical insurers, who offer private coverage up to predetermined limits based on the type of policy bought.

What is Thiqa?

Health insurance for UAE nationals and those with similar status within the Emirate of Abu Dhabi is Thiqa, the Arabic word for "trust". Since 2008, a significant number of Emiratis have enrolled in the program. 

The Government of Abu Dhabi nominated the National Health Insurance Company, "Daman," to manage the Thiqa programme. All UAE citizens residing in the Emirate of Abu Dhabi are fully covered for medical expenses under the "Thiqa" programme of the Abu Dhabi government. Residents will receive a Thiqa card, which will grant them complete access to the many private and governmental hospitals and clinics enrolled within the Daman network. Also, it offers expanded geographic coverage and more health advantages.

The Application Process For Thiqa

You can apply for Thiqa by going to any of the Weqaya screening test locations in Abu Dhabi. Thiqa requires the completion of Weqaya, a screening test. To apply for Thiqa, you must bring the necessary documentation to the screening location that is closest to you. The test consists primarily of a questionnaire, followed by a few medical examinations.

Is Thiqa Easy To Register Online?

Yes! Fill out a form on the Thiqa website with your card number, family book, mobile number, and email address as listed.

Family book - The family book number that you enter on the form is a number assigned by the UAE Department of Naturalization and Residency that specifically identifies your family.

Card Number - When you join Thiqa, your membership number represents by a card number.

Documents And Qualification

To qualify for the Thiqa programme, UAE citizens of Abu Dhabi who are 18 to 65 years old must go through the "Weqaya" screening. 

The documents needed for Thiqa include the following:

• Original passport

• Original family book

• Emirates ID and photo

• Birth certificate for newborn babies

The Emirates ID card is able to access the medical facilities that are available to users through the Thiqa network, removing the need for a physical card. Non-UAE citizens should visit the branch to sign up as a Thiqa member.

Benefits Of Their Services

Thiqa cardholders can get unlimited health insurance coverage for 1 to 2 months as well as inpatient and outpatient care through the Daman network.

Services with complete coverage.

• Nursing at home.

• Immediate assistance.

• Outpatient clinics for services like nutrition, radiology, lab tests, and psychotherapy

• Male and female infertility treatments.

• Healthcare services that provided during a hospital stay.

• Hospital-based pregnancy and delivery services.

Services with half coverage

• Dental procedures

• Medical supplies

• Medications

Rights And Duties of a Thiqa Member

Rights

As a member of Thiqa, you may have certain rights.

• Understanding of the health services and coverage offered on the list of Thiqa schemes.

• Keeping your medical records confidentially secured under UAE federal and emirate regulations

• While contacting Daman Customer Care, you may expect to receive services in bilingual languages such as both English and Arabic

• Suggestions for improving Daman.

• Making use of your legal rights under the Emirate of Abu Dhabi's health coverage laws.

Duties

As a member of Thiqa, you may have certain duties

• When using the Daman network to get covered health services, you must present your health insurance card.

• Paying any necessary co-insurance at the time of a medically necessary service.

• Examining the advantages, restrictions, and other terms and conditions of the Thiqa scheme.

• Showing kindness and respect for the service providers, etc.

Thiqa Membership Cost

Due to the free membership offered by Thiqa, all qualified members have easy access to healthcare.

Final Thoughts

Also, Thiqa acts as a portal to other goods and services. Both, UAE nationals can arrange services for health insurance in Dubai for the members of their low-income households.

In Abu Dhabi, health insurance is mandatory for all residents, so Thiqa is a well-defined health scheme. Thiqa offers a wide range of services as well as a structured set of rights and responsibilities.