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Obesity is increasing globally and in Dubai as a result of lifestyle choices. Elevated body weight can lead to a variety of health problems. Even some of these issues can be life-threatening.

Having bariatric surgery may be very necessary for some people. Undergoing bariatric operations could be very expensive. You are browsing on the right page if you're wondering whether your health insurance in Dubai covers bariatric surgery. To learn more, keep reading.

What is Bariatric Surgery?

Usually, when we talk about bariatric surgery, we mean weight-loss procedures that involve surgery. By altering the digestive tract, these operations hope to promote weight loss. Some courses may restrict your eating habits, while others may limit your body's ability to absorb nutrients. Surgery is usually prescribed only after diet and exercise have failed to yield satisfactory results.

Does Insurance Pay for Procedures for Bariatric surgery?

The primary bariatric surgeries—gastric bypass, gastric sleeve, and gastric band—are generally covered by the majority of insurance companies to some extent. Nevertheless, different insurance companies and policies cover certain treatments differently.

How Much Does Weight-Loss Surgery Cost in Dubai?

With its complexity and need for highly qualified medical expertise, this surgery can cost several thousand dirhams, thus it is advisable to use caution while attempting to get low-cost procedures. Many clinics offer payment plans or surgery covered by insurance to help reduce the costs, although they are considerable.

What is Involved in Bariatric Surgery?

Overeating is the primary cause of obesity, and bariatric surgery is the primary treatment. By eliminating 70–80% of the stomach, the body can consume less food. Because the body is absorbing fewer calories, patients typically reach automatic weightlessness within a few weeks following the procedure.

How Does The Procedure Go?

The following 3 procedures are the most common:

• Gastric Bypass: Directed to prevent food from passing through the stomach. 

• Sleeve Gastrectomy: a procedure where a portion of the stomach is "tightened" to lower its capacity

• Intragastric balloon: wherein the stomach gives the impression to feel "full" by inflating a little balloon inside of it.

Is Bariatric Surgery Covered by Health Insurance in Dubai and the UAE?

This question has no conclusive answer. Normally, insurance companies in Dubai cover bariatric surgery when a doctor recommends it. In terms of limits, level of benefits, type of coverage (inpatient, outpatient, and aftercare), as well as the amount of excess or co-insurance contribution required, coverage will vary from policy to policy. You should always research and read the policy carefully before committing to any procedure if you wish to receive insurance coverage for the costs.

Health Insurance Coverage Criteria for Bariatric Surgery

Only when the following requirements are met will health insurance pay for bariatric surgery.

• When having surgery, you must be at least 18 years old.

• It is necessary to have a Body Mass Index (BMI) of at least 40.

• You have comorbid conditions like diabetes, heart disease, or a stroke, and your BMI is 35 or higher.

• You must have both the appropriate reports from the diagnostic tests and the doctor's prescription.

Wrap Up

If you can show your health insurance companies in Dubai that bariatric surgery is a medical need for you even if your policy doesn't cover it as-is, you'll probably be able to gain coverage.