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Safety features are assured in modern cars to protect passengers during accidents. One such feature that has been in cars for a long time and is still highly relevant is the airbag. Usually, the cost of these airbags is very high and raises the total amount of repairs. Therefore, an airbag protection cover is also included in the car insurance in Dubai and other Emirates in the UAE to reduce the financial burden of repairs.

The function of airbags

Supplemental inflatable restraint and supplemental restraint system are the official terms for airbags. As these phrases imply, airbags work in tandem with seat belts and are a supplemental mechanism to protect you during an accident. Along with that, you should hold car insurance in Dubai and other cities to maintain your financial security. policyhouse.com promises 30,000+ insurance policies with great vouchers.

Typically, airbags are little more than folded nylon bags that are placed in different spots inside the car. The car's accelerometers sense the force of the hit, trigger an explosive device, fill the bags with nitrogen gas, and inflate them to safeguard you.

Does a car insurance policy cover your airbag?

Car insurance policies typically provide no particular coverage for the costs associated with airbag restorations. Typically, the coverage is for any repairs necessary as a result of the car's damages. If your car insurance policy does not have such a plan, you can choose from riders like airbag protection covers.

You should beware of the only annual rise on your insurance that measures your car's depreciation. Therefore, that will also have an impact on how much coverage you will receive for airbag restoration.

Applicable depreciation rates

The car's replaced parts are subject to depreciation rates.

The list is as follows:

Glass parts incur no deductions.

Fiberglass parts draw 30% depreciation over time.

50% depreciation on items consisting of rubber, plastic, and nylon is to be expected. Tires, batteries, tubes, and airbags are some of these components.

However, there is a fix for it! With all-inclusive car insurance, you can select a zero depreciation cover, which is offered by all motor insurance providers in the UAE. So, you are eligible to receive payment in full for up to five years without any deduction for depreciation rates.

Why is zero depreciation covered?

Your out-of-pocket costs are nearly eliminated because it does not take depreciation into account when calculating the reimbursement amount.

Your standard car insurance plan gains value from this add-on policy.

Protect your financial interests and let you stay away from the nominal premium amount.

It is also known as the bumper-to-bumper or nil-depreciation policy.

Airbags are a crucial component of a modern car's safety kit. Your car should have this to pass crash test regulations. So, don’t forget to check for multiple airbags when you purchase a car. Also, check for airbag protection coverage in the policy's terms and conditions when you finalize the car insurance policy. If not, add a rider that offers this feature to safeguard your financial interests.