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Are you trying to find car insurance UAE plans with the most affordable add-ons? Drive with confidence, and safeguard your car with add-ons like roadside assistance and agency repairs. Car insurance Dubai and the UAE is merely comprehensive, with a few extra benefits. The important add-ons to choose for your comprehensive car insurance coverage are covered in this article.

What Are the Add-ons for Car Insurance Dubai and the UAE?

Your money is protected from unexpected expenses with car insurance. Coverage for loss or damage to an insured vehicle or to a third party is provided by car insurance. It also includes coverage for fire, theft, and natural disaster damage. By choosing add-ons for your comprehensive policies, you can expand the coverage. Add-ons may incur an additional fee, but they will come in handy when you require them.

Add-ons for Car Insurance to Maximize Coverage

These are some crucial add-ons that you should consider when buying car insurance Dubai and the UAE coverage.

 ● No depreciation

A car's market value keeps diminishing with each passing year. Consequently, the insurance company only takes into account the insured vehicle's current or depreciated worth when a policyholder raises a claim settlement. The policyholder may therefore have to make a significant out-of-pocket payment. The market value of your car will be evaluated by the insurance provider at the time of policy acquisition if you choose the zero-depreciation add-on. In addition, the insurance provider covers the full estimated amount of your claim. The depreciation value is dependent upon the model, age, and condition of the car, among other factors, and is only applicable to cars that are five years old. 

● Coverage for personal accidents

Although the insurer's vehicle and possessions are covered by car insurance UAE, personal accident add-ons will also protect you from bodily harm. These add-ons offer a fixed payout based on the type of injury. Paying hospital bills and other medical expenses can be facilitated by the payout.

● Engine defense

For those who live in areas that are prone to disasters, the engine protection add-on is a smart decision. Natural disaster-related damages, such as road flooding, choked drains, and flash floods, are considered consequential losses. This add-on will help you get compensated for any engine damage that results from these events.

● Agency repairs

Your choice of car repair services has a big influence on the cost of your car insurance. The agency repair add-on will promise that all car repairs are performed at the original car manufacturer’s workshop, utilizing authentic replacement parts. While agency repairs are typically provided for up to three years by car insurance companies, after that time they become an optional add-on.

● Consumables 

Many consumable parts, such as bolts, nuts, coolants, engine oil, ball bearings, grease, and AC gas, are needed for car repairs. The cost of repairing each of these necessary parts is unknown and typically not covered by insurance. On the other hand, in the event that your vehicle is covered by insurance and you have consumable add-ons, your insurance company will cover these expenses.

● Roadside support services

Any car insurance policy should include roadside assistance as one of its top features. It may help with flat tires, gasoline delivery, battery boosts, and other emergencies. In the UAE, where severe weather conditions and a naturally dusty atmosphere can seriously damage cars, this add-on is crucial.

● Return to Invoice

In essence, the Return to Invoice add-on is for theft or when a car sustains irreversible damage. With the help of this add-on, you will be capable of getting an amount that is equal to the current market value of your insured vehicle with the help of this add-on.

Why Are Add-ons for Car Insurance Necessary?

An affordable car insurance policy provides financial support to the insured in the event of an accident. Having a comprehensive plan protects you from suffering financial losses as a result of inevitable damage or accidents. When purchasing the best and most cheap car insurance Dubai and the UAE, you can select add-ons to maximize coverage and minimize the financial burden that unexpected incidents may create. With your basic insurance options, you have to select add-ons like roadside assistance, engine protection, and personal accident coverage.

Add-ons for car insurance provide the policyholder with a number of protective benefits. That being said, you must evaluate and decide which add-ons are best for you. Depending on the region, age, and condition of your car's tires, among other things, you can choose suitable add-ons. Selecting an appropriate policy might be overwhelming with the variety of car insurance alternatives available today. However, you can compare various plans with the finest value add-ons with the help of car insurance brokers. Insurance brokers can also assist you in getting the best advantages for your vehicle and insurance rates that fit into your budget.