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There are various important factors to consider while opting for car insurance. One of the main factors is the type of insurance cover you opted to select. Comprehensive and third party car insurance are the two types of car insurance covers. Their coverage varies depending upon the type of plan. Like in case of comprehensive car insurance policy, damage cover is provided by the insurer onto both you and your car vehicle in accidental cases. Whereas in a third party car insurance, it does not cover for such losses. Here the insurer provides coverage only for your liability at times of accidents or damage to a third-party or property of third-party.

What are the features of third-party car insurance cover?

Being a type of car insurance cover, here are some of the features of third-party car insurance:

- Car owners pay the premium for third party car insurance policy.

- In India, it is one of the cheapest types of car insurance available.

- No coverage is provided in cases of damage to the insured property or the insurer.

- Coverage is provided only for the liability that occurs to the insured vehicle during an accident.

What are the benefits of third-party car insurance?

When you opt for a third party car insurance, you are bound to get some benefits. Here are the following benefits :

- It is cost effective. Hence, the premium amount that one has to pay is also quite reasonable compared to other types of insurance.

- During an accident, we often panic when there’s a damage caused to our property or our vehicle resulting in it becoming our liability. With third party car insurance cover, all such liabilities gets covered by the insurer with a reasonable premium cover.

- It is easier to opt for third party car insurance. All you need to do is follow some steps online. This is also quite comforting as one doesn’t have to move from one place to another to purchase a third party insurance. Moreover, the chance to purchase it at any time of the day makes it even a better prospect.

- Financial assistance is provided in cases revolving around damage or injury caused to a third-party property or to some person. Thus, it helps to reduce your financial burden and leverage, making it a good choice to have a third party car insurance cover.

What are included in third party car insurance cover?

Here are some of the things that are included in a third party car insurance :

- All the damage that is caused to the insured vehicle is covered by third party insurance cover.

- The damages include - death, damage to property and injuries caused due to the accident.

Why choose policyhouse.com as your third party car insurer?

Policyhouse.com is easily one of the most popular car insurance provider available in the UAE. We provide an easy and comfortable way to buy car insurance for UAE residents. The algorithms help customers with identifying multiple car insurance products that suit their requirements. We also provide our customers the opportunity to compare different car insurance policies and as well as advise them for add-ons to improve the existing policy. These tailored insurance products can meet the requirements of the clients at the best price possible. The customers can take advantage of our 24*7 service center to get assistance with all the queries. We are one of the very few insurance service providers that offer a simple claim settlement process, with just a click of the button. These are some of the many reasons why you should select policyhouse.com for your next car insurance.

Conclusion

All the above factors are what makes a third party car insurance policy as an affordable option. Although providing very limited coverage, this policy is good for a vehicle that you want to sell or a vehicle that you use very rare. However, if you are opting to purchase a new and expensive car, it is advised to buy a comprehensive insurance plan.