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Nowadays, many UAE drivers are likely to have traffic penalties, black points, or both. However, there are some methods to pay less and have your black points minimized. The UAE's Ministry of Interior (MoI), including the Abu Dhabi Police, has introduced programs in which drivers who have committed traffic violations can get discounts on their fines and have black points removed from their records.

How it Works

The Abu Dhabi Police Department has already notified motorists that a traffic fee payment plan offers a 35% discount. Last year, an awareness campaign was launched. Sharjah has a similar plan in place that provides reductions for early fee payments.

Motorists get a 35% discount if they pay their traffic fines within 60 days of committing the offense, and a 25% discount if they pay within a year. This decrease, however, is not applicable to severe offenses. According to the law, the fines can be paid in 12 monthly installments through banks at a zero-interest rate.

Payment Methods

The authority has forwarded some important payment methods for traffic violations, including direct payment through the police's customer service and happiness platforms, the Abu Dhabi government's "Tamm" digital channels, and mobile banking apps in collaboration with 5 banks in the UAE. Abu Dhabi Islamic Bank (ADIB), Mashreq Al Islami, Abu Dhabi Commercial Bank (ADCB), First Abu Dhabi Bank (FAB), and Emirates Islamic Bank are among these.

Drivers must have credit cards issued by one of these five banks to use the bank service. Motorists must contact the bank as soon as possible, within two weeks of being booked, in order to request payment of traffic fines in installments without any compromise. According to authorities, the service plans to make life simpler for drivers and car owners by paying traffic infringement fines in installments throughout the year.

Black Point Reduction

If you have any negative traffic points on your license, here is your possibility to get rid of them. According to the UAE's Ministry of Interior (MoI), people who drive safely on the first day of the new academic year will get 4 traffic points deducted from their record.

According to the Federal Traffic Council, the action is part of the MoI's accident-free day campaign, which will be observed on August 28, when thousands of children return to school after a 2-month summer break. Drivers who execute major traffic violations are penalized with negative points. Drivers' licenses are suspended once they acquire 24 negative points.

You should be informed of the upgrades that occur around the country in order to avoid penalties. If you have a tendency to skip the exclusive things in your life, you may wind up paying extra fines. Like that, it’s your responsibility to have the car insurance Abu Dhabi and the UAE offer. It's a very easy thing to grab car insurance online or offline without any effort, but finalizing a reliable and transparent service of insurance companies in Dubai and the UAE or an insurance broker in Dubai is definitely a tough task. Policyhouse.com is one of the best insurance companies in UAE with years of experience in the insurance industry.