Public Liability Insurance

Due to any sort of negligence, malpractice or accidents, a business can be the subject of third party legal liability that can eventually turn into expensive court battles. Public liability insurance offers complete protection to the business by offering indemnity to third party liabilities. It majorly covers the compensation claims and legal actions taken by the third party against your business.

Professional Indemnity Insurance

PII (professional indemnity insurance) safeguards business interests by offering coverage against negligence claims by a third party arising from mistakes, errors, omissions, or financial loss caused by the business. The insurance bears the full cost of legal defence against such negligence claim and provides indemnity to the business against any loss resulting from the claim.

Workmen Compensation Insurance

Employees are those assets that steer the company towards productivity and treating them right is the ideal appreciation a business can offer. Workmen compensation insurance covers all expenses of medical treatment, disableness, and death resulting from uncertain injury or accident of an employee while serving the business. It basically covers the compensation given to employees for injury or death caused by accidents, disasters, diseases arising during the course of his/her employment.

Marine Insurance

If your business trades internationally that is largely dependent on ships and other marine vessels, then it’s time to think about marine insurance. Offering coverage during damage or loss of cargo, ships, vessels, terminals and any other transport through which business or third party property is transported, acquired or held. Marine insurance offers comprehensive coverage against the potential risks involved in marine accidents.

Medical Malpractice

Medical professionals can be subjected to several judicial proceedings arising from damage caused to the patient. Medical malpractice insurance offers financial coverage that secures the interests of a medical professional from all the legal liability incurred by the patient resulting from negligence or any act of error or omission. It covers all expenses of a patient who is physically injured, ill, disabled or dead by the act of the medical professional.

Motor Fleet Insurance

Motor fleet insurance provides businesses with the coverage of all the vehicles under one policy. Coverage mainly includes loss or damage to vehicles caused by fire, accidents, disasters, burglary, etc. It offers comprehensive coverage against all the legal obligations, thereby reducing the risk of maintaining the fleet. Furthermore, there are some insurance schemes that cover medical expenses incurred due to mishaps.

Property And Business Interruption

Unlike the usual property insurance that covers the physical damage caused to the business, business interruption policy covers the expected profit as well. It basically helps the business to recover lost income and pays for additional expenses as well. This insurance generally covers fixed costs, commissions, extra expenses, judicial fees, etc.

Contractors All Risks

Contractors All Risks (CAR) is a non-standard insurance policy for construction projects. It provides comprehensive coverage for third party injury, accident, damage claims and property damage arising due to the construction process. Both employer and contractor have to jointly take the insurance in order to relish the benefits of the coverage. The main aim of CAR insurance policy is to safeguard the interests of parties involved in a construction project.

Contractors plant & Machinery

Contractors plant and machinery insurance policy protects your business from any possible loss of investment, repair or replacement costs for plant and machinery. The policy broadly covers damage or loss to contractor’s construction equipment and machinery including cranes, bulldozers, excavators, etc. It offers complete coverage for all the insured plant and machinery whether at work or dismantled.