Find the Best Car Insurance in Abu Dhabi

What is Covered in Car Insurance Policy taken in Abu Dhabi?

Every car insurance comes with some coverage. Listed below are some car insurance coverage provided:

• Towing Assistance - If your vehicle meets an accident or breaks down, as per the insurance coverage, there will be towing assistance provided by the insurance company to the nearest workshop as per the insurance companies' criteria.
• Extraction and Removal - The insurance company provides crane assistance if the insured vehicle meets with any car accident or sudden breakdown.
• Flat or Leaking Tyre Assistance - The insurance company provides assistance to remove or replace a flat or leaking tyre if covered under the insurance. This is done without any additional toil charges.
• Dead battery and Refuelling - Under this coverage, assistance will be provided to start the engine of your vehicle to take it to the nearest workshop for repair. Additionally, fuel assistance is also provided by the insurance company.
• Unlocking Ignition Key - Assistance for unlocking the car is provided as roadside assistance by the insurance company.

Additional Covers

Additional covers are provided upon the base policy as below:

• Personal Accident Cover - This cover is provided if the insured gets into a sudden accident or physical incident.
• Off-road Coverage - If the vehicle undergoes any catastrophe while driving on the roads.
• Windscreen damage cover - This additional coverage is provided for a replacement or repair of the damaged or broken windbreak.
• Agency Repairs - This cover provides an extension of up to 5 years for agency repair services.
• 24 Hour Roadside assistance - Under any emergency, if the insured car breaks down, roadside assistance is provided.
• Large Third-Party Cover - This includes third-party coverage for the insured vehicle.
• Free pick-up and drop-off - Minimal insurance companies in Abu Dhabi offer free pick-up and drop-off facilities to the insured vehicle.
• Natural Calamity cover - Insurance companies provide coverage to vehicles if any damage occurs due to any natural calamities.
• Grace Renewal Period - A grace period of up to 1 month is provided if the policyholder misses renewing the existing policy.
• GCC Cover - This additional cover for a vehicle that is often driven to neighboring countries and provides territorial coverage.

Car Insurance Exclusions

Like every country and insurance, car insurance in Abu Dhabi also has certain restrictions on what they can cover.

• Driving with an invalid / no driving license
• Driving under the influence of any alcohol or intoxicants
• Overloading
• The immoral use of an insured vehicle
• Motor insurance providers in Abu Dhabi do not entertain claims registered after three years from the date of the incident

Documents Required for renewal or purchase of a car insurance policy in Abu Dhabi

If you have opted for a new insurance provider, below are the important documents required before purchasing auto insurance in Abu Dhabi:

• Driving license information
• Previous vehicle insurance claim Records
• Name & license details of other drivers added in the policy
• No Claim Bonus Details
• Documents Required to Purchase or Renew Your Car Insurance
• Mulkiya
• Emirates ID

Filing a claim for car insurance in Abu Dhabi

Like any other policy, car insurance also needs certain steps to be followed for claiming:

• 1. Informing the Insurance Provider: It is an essential part of claiming, to inform the insurance provider at the earliest for fast settlement.
• 2. Providing complete information: Ensuring to provide complete information of your vehicle including the details and reason for the claim is mandatory to be provided to the insurance company.
• 3. Filing a Police Report: A police report is required for claim settlement, in case of theft or accidental damages to the insured vehicle.
• 4. Vehicle Supervision: Post informing the insurance provider, supervision will be done by the company to analyse the situation of the claim and processed further based on the analysis.
• 5. Final Settlement: Once a final report is provided to the company post supervision, the claim will be processed under stipulated time.